Stay Cool Climate Control

Financing

Stay Comfortable Now, Pay Over Time

Whether you’re hit with an unexpected breakdown or need a completely new HVAC system, you shouldn’t have to stress about the upfront cost. Stay Cool Climate Control now offers affordable financing options to give you total peace of mind and a payment plan that fits your budget.

Why choose Stay Cool financing?

  • Buy what you need, not just what you can afford: Get the exact system or repairs you actually want.
  • No upfront financial hit: Keep your savings intact with no overwhelming immediate expenses.
  • Risk-free pre-approval: Checking your options will not affect your credit score!
  • Quick & easy: Simple online application with lightning-fast approvals.
Contact Us Today
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We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all 3 bureaus to see if you qualify. It also takes just a few minutes to get started.
We have partnered with Optimus Financing to offer flexible payment options for your project. Optimus Financing provides a quick and simple application process to help you explore financing solutions that fit your needs. It also takes just a few minutes to get started.
Testimonials

Hear from Our Satisfied Customers

Same day service, on time arrival, very friendly and professional.
scythescar
2 days ago
Always exceptional service from the scheduling to reminders and arrival notifications, to professional quality on-site work. We're never left with questions or worry, instead feeling comfortable and confident in the work and in the service / product we received. Jacob the technician was professional, courteous, informative and friendly. Highly recommend 👍
Jerry Creach
2 days ago
Alex went above and beyond what I was expecting.
Mikka Turnbull
2 days ago
The whole experience with this company was extremely pleasant! I called after hours last night to book & they came out first thing this morning. Alex, our technician was super friendly, helpful & explained every option super well. 10/10 recommend!
Joni Conley
3 days ago
We are impressed by how good Stay Cool Climate Control were to do business with. We had a zone system installed and Jeremy was very good at explaining the details of exactly what and how they would do the installation. Nat and Zack were very professional on the installation and cleaned everything up completely. Their pricing was very reasonable and honored my veteran service.
6/17/2024 I was so impressed with Stay Cool I signed up for their maintenance plan and Braden came out and did a spring check and cleanup. He was great and explained everything.
7/8/2024 I continue to be impressed with Stay Cool and the way they follow through with their customers.
7/17/2024 The new Nest thermostat was defective (wasn't charging the backup batteries) but otherwise was still working and Stay Cool immediately ordered a new one and replaced it. Their customer service is the best I've seen.
Update 11/27/2024: Service call. Stay Cool came right out for a service call and Braden did a great job. Thank You
Update 12/11/2024 Had Stay Cool install a Humidifier by Cole. Awesome job as usual. Love these people.
Update 11/7/2025. Cole came out for winter service. Cole is great and appreciate all his input.
9/3/2026 Awesome as always. Dalton is great, Thank You!
D Egner
3 days ago
Absolutely great experience. Responded fast and the tech was awesome.
Courtney Rogenhofer
4 days ago
I called late in the afternoon yet they still got Alex to my home in under an hour.
I've got an HVAC service company now.
A gentleman, and a fantastic representative of your company.
Extremely satisfied!
michael george
5 days ago
Shout out to Nathan and Johnnie. Very professional, polite, and patient on such a hot day. Couldn't ask for a better team of installers.
J Difatta
6 days ago
Update: since google won’t allow more than 1 review- I had to edit because my service today was so good.. since my original review a little over a year later I had new issues arise which caused some safety issues and replacement parts for my 30 year old system were a mess to find therefore I had a new system installed, it ran so efficient bills were lower I was so relieved but suddenly after a few months of using the ac it got hot and the fan wasn’t turning and I was sooo upset but stay cool came out promptly and Alex is a super professional all around nice guy who took his time and was so thorough in testing everything and figuring what caused the issue and it’s back cool in here!! Honestly people & warrenty! 🌮 bout service!😎!
I’m happy with this company and will refer them to anyone! Carter and every person I came in contact with by phone or text was patient and helpful. Cole and Brayden came out today for service and walked me through various options for repair vs replacement. They were prompt ( seriously prompt- beat me there). Super friendly and thoroughly explained everything with pictures. I opted for repair and they got it done on the spot. I’m not the best at names🙃 but was lucky to meet the owner of this company many years ago through a friend/ coworker before he started
after some bad hvac service experiences and he was so honest and knowledgeable and even corrected mistakes made by others in minutes, my ac never ran so well. This is my only choice from that day forward! Stay cool!
Michelle Muller
6 days ago
Wonderful experience!
Donna Jackson
6 days ago
Nathan and Johnny were awesome to work with during the install process. I was fortunate to have them.
James Samuels
1 week ago
AC went out last night with temps in the mid 90’s. With one call to Jeremy, he had a tech out first thing the next morning. Had me up and running again in less than an hour, and the house is already back to temp in less than 18 hours. Will definitely resume them again…prompt and reliable. Tech was super friendly…he also showed me a quick and simple fix I can do myself to prevent further damage down the road.
Jason Meinershagen
1 week ago
RECOMMEND! RECOMMEND!! RECOMMEND!!!
Great company, goes above and beyond, they don't money grab, they love pets.

My husband and I just bought our first home, we knew our A/C unit would eventually need replaced, next thing we know it was completely out in the middle of summer.

We reached out to Stay Cool and they showed up on time for both the initial inspection and the installation. Showed pictures of problem areas. Out the door price, taxes included. Very clean and professional. Even fixed our gas water heater exhaust because it was sketchy. Overall above and beyond what we expected.

I would also like to add again, THEY DONT MONEY GRAB! For the size of our home, the standard cheapest unit was a perfect fit. That is exactly what they recommended. They were very understanding of our finances as we just bought this house and even gave us different tips to help make this purchase easier.

We are so happy to know that we will not be having any issues any time soon! Thank you guys for all of your help and Stay Cool! 😉
MarcoPonchoDuo
2 weeks ago
Dalton was very professional and courteous. He explained everything in detail. He provided exceptional service. I will contact them in the future if I need any further service.
Allanda Davis
2 weeks ago
Jeremy was very professional and took the utmost care with the maintenance and repair of my home A/C. He was very thorough and didn’t try to push any services. He gave me my options and left the decision up to me! 10/10 great service.

I like that stay cool does their best to assign the same technicians to you each time. Jeremy was already up-to-date on my house and my systems, so there was no acclamation in order for him to begin service. I will continue to recommend stay cool to anyone that asks.
Sam Rein
3 weeks ago
Very professional, very knowledgeable, great customer service. 4th time I have used them at different properties and recommend them to anyone having HVAC issues.
M Ryan Peters
3 weeks ago
Everything was great! They are straightforward, honest and well priced! I couldn’t be happier with their service!
Nicholas Hanvey
3 weeks ago
Appointment was easy to make and commutation by text told me exactly who was coming to my house- that was excellent!! Loved supporting local! Repairman was knowledgeable & offered us all the options available. Explained everything that needed tk be done and was excellent. Thank you so much!
Allison Schieffer
3 weeks ago

    Schedule Your Service with Stay Cool Climate Control

    Don’t hesitate to reach out to us for the comprehensive solutions you need. We are happy to discuss any concerns you may have and will provide the honest, professional advice you need to help you make the best decision for your home. Contact us today to schedule a free second opinion, request an estimate, or book an immediate appointment for heating and air conditioning services in O’Fallon, Missouri.